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Find the Right Pre-Paid Credit Card for You

A pre-paid credit card can help you manage your spending by allowing you to spend only the amount you have pre-deposited into the account. A pre-paid debit card can work in a similar manner. If you have had trouble in the past with overspending or would like a way to manage your spending without compromise, then a pre-paid credit card might be the right choice for you.

Note that many issuers of pre-paid credit cards and pre-paid debit cards will move you into unsecured products with a demonstration of good practices with regard to the pre-paid offerings. This means that these cards can also be used to build credit if needed.

Review Our Options for a Pre-Paid Debit Card

We invite you to get started in applying for a pre-paid debit card or credit card by choosing one of the many options featured below. You will find cards by reputable vendors that are easy to use and that simply do not allow you to overspend. Plus, they can be used nearly anywhere that accepts credit cards, giving you peace of mind and a great feeling of freedom.

Those interested in a pre-paid credit card may also want to look at our card options for those with bad credit. Plus, we have many other types of credit cards for which you can apply, including low interest cards, cards with no annual fee, and credit cards for high school and college students. Check out the menus to the left - from there, you can select a credit card by type or by issuer.

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Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* N/A%* N/A* Created by Russell Simmons to provide Financial Freedom and Respect NO monthly, NO annual fees and NO hidden fees Quick and easy! Everyone is eligible! NO credit check FREE direct deposit of pay, tax refund, and government benefits Access your money at over 850,000 ATMS Free 24x7 customer service, activity status, & balance inquiries Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone Helps control debt-you can't overspend!

Baby Phat Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* N/A%* N/A* Show your style with the BabyPhat RushCard NO monthly, NO annual fees and NO hidden fees Quick and easy! Everyone is eligible! NO credit check FREE direct deposit of pay, tax refund, and government benefits Access your money at over 850,000 ATMS Free 24x7 customer service, activity status, & balance inquiries Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone Helps control debt-you can't overspend!

Wired Plastic™ Prepaid Visa® Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* N/A%* 39.95* New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide No Bounced Check, NSF and Overdraft Charges EVER! FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Credit Builder with Overdraft Protection FREE Mobile & Email Alerts FREE Direct Deposit - Eliminate Check Cashing Fees Add Cash Instantly at 100,000 Retail Locations Nationwide

AccountNow™ Vantage Debit MasterCard®

Intro APR Intro Period Regular APR Annual Fee ** N/A* N/A%* See Terms** Instant Guaranteed Approval* – no credit check, no security deposit $0 ACTIVATION FEE – when you load your card by direct deposit Free Direct Deposit – no more check cashing fees Free Online Bill Pay – no need for expensive money orders Free Credit Builder† – bill pay transactions are reported to PRBC® No Overdraft Fees – no minimum balance required Reloadable - $10,000 balance limit

First Vineyard MasterCard® Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* N/A%* ** Receive cash back from your own spending Receive cash compensation from the spending of anyone in your compensation tree. Live debt free and receive compensation for your everyday spending. Reload your card directly from your payroll or bank account Powerful Online Account Management Online Bill Payment service included – Pay your bills directly with our powerful bill payment service Card Accepted at 30 Million merchants & One Million ATM machines

All-Access® Visa® Prepaid Card

Intro APR Intro Period Regular APR Annual Fee ** N/A* N/A%* None* As seen in stores nationwide Extra user cards – EXCLUSIVE OFFERING! FREE (5% APR) savings account - EXCLUSIVE OFFERING! FREE 2-way text message alerts - EXCLUSIVE OFFERING! FREE mobile money transfers - EXCLUSIVE OFFERING! Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING! Direct deposit - get paid fast Unlimited purchase transactions Pay bills online 24/7 Black or silver card options Cash load up to $10,000 at over 65,000 locations Signature, PIN or ATM transactions accepted NO credit check NO bank account required NO upfront cost to order NO overdraft fees NO minimum balances

Western Union® Prepaid MasterCard®

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* N/A%* None* Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. No credit checks! No lengthy applications! Shop wherever MasterCard debit cards are accepted – even online Efficiently manage your money and pay bills because you control how much you put on the Card. Easy to Get, Easy to Use The power of cash. The convenience of plastic.